EMI Calculator - GST, SIP, PPF
EMI Calculator - GST, SIP, PPF – Privacy Policy
Effective Date: May 03, 2026
Welcome to EMI Calculator - GST, SIP, PPF ("we", "our", or "us"). This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application.
By using this app, you agree to the terms outlined in this Privacy Policy. If you do not agree, please discontinue use and uninstall the app.
1. Information We Collect
We collect only limited information necessary to provide features such as EMI calculation, loan planning, and financial tools.
Permissions We Request
| Permission | Purpose |
|---|---|
| INTERNET, ACCESS_NETWORK_STATE, ACCESS_WIFI_STATE, CHANGE_NETWORK_STATE, CHANGE_WIFI_STATE | Required for ads display, connectivity checks, and app functionality |
| POST_NOTIFICATIONS | Used to send updates, feature announcements, or reminders |
| AD_ID | Used by AdMob for ad frequency control, analytics, and non-personalized ads |
We do not collect or store any sensitive personal information (PII) such as names, contacts, or financial records.
All calculations are performed locally on your device.
We also do not collect or share personal data with third parties. Ads displayed are non-personalized and served through standard ad SDKs such as Google AdMob.
2. How We Use Data
We use collected data only for the following purposes:
- To display non-personalized ads in the free version
- To notify users about updates, features, or offers
- To ensure app stability and performance (if analytics are enabled)
Important:
No financial data or user-entered values are collected, stored, or transmitted.
3. Log Data
In case of crashes or technical issues, we may collect anonymous log data such as:
- Device model, OS version, and app version
- Crash timestamps
- Technical logs (excluding user input)
This data is used only to improve app performance and stability.
4. Cookies
The app itself does not use cookies.
However, third-party services (such as ad providers) may use cookies or similar technologies for ad delivery and frequency control.
5. Third-Party SDKs and Services
We use the following third-party services:
| Service / SDK | Purpose |
|---|---|
| Google AdMob SDK | Displays banner, interstitial, and native ads |
| Meta Ads (Facebook) | Serves non-personalized ads |
| Google Play Services | Core app functionality and ad support |
| FileProvider | Secure file sharing (e.g., reports, exports) |
| Firebase SDK | Analytics and basic app services |
External Privacy Policies
- Google AdMob: https://policies.google.com/technologies/ads
- Facebook Audience Network: https://www.facebook.com/about/privacy/
- Google Play Services: https://policies.google.com/privacy
6. Data Security
- All EMI and loan calculations are performed locally
- No user-entered data is stored or transmitted
- Permissions are used strictly for functionality and ads
7. Children’s Privacy (COPPA & GDPR Compliance)
This app is not intended for children under the age of 13.
We do not knowingly collect personal data from children.
If you believe a child has used this app, please contact us so appropriate action can be taken.
8. Links to External Sites
This app may contain links to third-party websites.
We are not responsible for their content or privacy practices.
We recommend reviewing their privacy policies before interacting with those services.
9. User Control & Opt-Out Rights
Users can:
- Manage or revoke permissions via device settings
- Uninstall the app at any time to stop all data usage
- Opt out of ad personalization via: https://adssettings.google.com/
10. Google Play Compliance
We comply with:
- Google Play Data Safety requirements
- Google Play Developer Program Policies
- Advertising ID usage policies
- Notification and permission best practices
We do not share personal data with third parties, and all ads use Advertising ID in compliance with policies.
11. Updates to This Policy
We may update this Privacy Policy from time to time.
Significant changes will be communicated via the app or Play Store listing.
12. Contact Us
If you have any questions or concerns, please contact:
712gohel@gmail.com